CCB payment dates 2026: Canada child benefit amounts

CCB payment dates 2026

The federal calendar lists Canada child benefit payments monthly in 2026. The dates include related provincial and territorial programs in the calendar’s CCB category. A separate program can still have its own schedule, so use its named row when checking something such as the Alberta child and family benefit.

CCB is often associated with a date around the twentieth, but that is not a safe rule for every month. June’s date is 19 June, September’s is 18 September and December’s is 11 December. Use the published table rather than carrying one day number through the year.

The next two payments, viewed from 12 November 2026, are 20 November and 11 December. Both are Fridays. December is earlier in the month than November, which matters if you are using the date to organise spending across the end of the year.

The calendar is an issue schedule. Payments can take a few days to arrive and posted cheques may take longer than direct deposit. No exact bank posting time is given here, and the date table does not establish that a particular family is entitled to a payment.

CCB amounts for July 2026–June 2027

The maximum Canada child benefit for a child under six is $8,157 a year, or $679.75 a month, in the July 2026 to June 2027 period. For a child aged six to 17, it is $6,883 a year, or $573.58 a month.

These maximums use 2025 adjusted family net income, often shortened to AFNI. They should not be relabelled as the rates for every payment made during calendar year 2026. January to June sits in the preceding benefit period.

There is no income reduction where AFNI is below $38,237 under the verified calculation guidance. Above that level, the reduction depends on both income and the number of children. The maximum is therefore a starting point for reading the calculation, not a promise to every family.

The child’s age category is another essential label. A table for children under six should not be applied unchanged to children aged six to 17. Keep the relevant child category beside any annual or monthly figure when comparing it with a benefit notice.

CCB is not taxable. That fact does not turn the annual maximum into take-home employment income or guarantee an unchanging deposit. When building a budget, use your own assessed payment rather than adding the maximum for every child without checking the calculation.

How income reduces the Canada child benefit

For AFNI between $38,237 and $82,847, the reduction applies to income above $38,237. The verified rates are seven per cent for one child, 13.5 per cent for two, 19 per cent for three and 23 per cent for four or more children.

For AFNI above $82,847, the calculation uses a fixed reduction plus a rate on income above $82,847. The fixed amount and rate vary by the number of children. The table shows both parts so that the upper bracket is not mistaken for a percentage on all income.

With one child, the upper-bracket reduction is $3,123 plus 3.2 per cent of income above $82,847. With two, it is $6,022 plus 5.7 per cent. With three, it is $8,476 plus eight per cent. With four or more, it is $10,260 plus 9.5 per cent.

These figures belong to July 2026–June 2027 and the 2025 AFNI calculation. Keep the year and period attached when sharing a rate table. A table from another benefit period can use different indexed thresholds even if the overall structure looks similar.

The official example for one child under six and AFNI of $45,000 gives $7,683.59 annually, about $640.29 monthly. The income above the first threshold is what matters in that example. It illustrates the stated situation and should not be treated as an estimate for a different family.

If your payment differs from a simple calculation, use the official notice and your own circumstances to investigate. A general guide does not have all the information in an individual record. SettleCA does not collect family income or produce a personalised CRA assessment.

Why CCB is recalculated in July

CCB is recalculated every July and indexed to inflation. For the July 2026 to June 2027 benefit period, the income reference is 2025 AFNI. The new benefit period and the new calendar year therefore start at different times.

This distinction is useful when a family sees a change in July. The date calendar still has one listed payment in the month, but the calculation period has changed. Looking only at the payment date will not explain the amount.

When reviewing an older deposit, match the payment to its benefit period before choosing a maximum or threshold. This guide supplies current-period CCB amounts and historical payment dates. It does not supply a verified amount table for every earlier benefit period.

Keep annual entitlement, expected monthly amount and actual receipt as separate notes. Annual and monthly figures can use displayed rounding, as the official age-six-to-17 figures show. Avoid treating a small difference created by display rounding as a confirmed payment error.

The published December issue date is a timing question, while July recalculation is an amount question. They can both affect planning but should not be confused. An early December date does not, by itself, mean the annual entitlement has increased.

Child disability benefit and shared custody

The child disability benefit for July 2026 to June 2027 is up to $3,480 per eligible child annually, or $290 monthly. The child must be eligible for the Disability Tax Credit. Keep this child-related supplement distinct from the separate Canada Disability Benefit.

The separate Canada Disability Benefit has its own calendar and amount guidance. A search for “disability benefit payment” can refer to different programs. Check the full name before comparing a payment date or maximum amount with the figures in this CCB guide.

The verified CCB guidance states that shared custody is paid at 50 per cent to each parent. Do not put the full family maximum into both parents’ individual budgets. Use the official calculation and each parent’s record to understand their own payment.

The maximum child disability figure is not a statement that every family receiving CCB also gets the supplement. It has the stated DTC condition. This guide does not decide eligibility for the credit or provide a diagnosis-based entitlement checklist.

If you are keeping notes for a child’s benefits, label the program name, the benefit period and whether the amount is a maximum. These simple distinctions help avoid combining the child disability benefit, basic CCB and a separate adult disability payment as though they were the same benefit.

Direct deposit, cheques and a missing CCB payment

CRA handles CCB and its direct-deposit arrangements. The federal calendar says payments are issued on the listed dates and may take a few days to arrive. Posted cheques can take longer than direct deposit, so arrival and issue dates should not be treated as identical.

The specific calendar footnote for CCB asks people to wait five working days from the payment date before contacting the program. This differs from the ten-working-day footnote for CGEB, OTB and ACWB. Use the waiting rule for the benefit you are actually checking.

Before seeking help, confirm the month, full date and benefit name. In December, check against 11 December rather than assuming the twentieth. In a household receiving several benefits, compare each expected payment with its own record rather than matching on the amount alone.

If the payment remains missing after the applicable wait, use official CRA channels. SettleCA cannot trace payments, read tax returns or change banking information. Do not send a social insurance number, child’s personal details or account information to this guide.

Working-day counts are different from ordinary day counts. Weekends and bank closures can affect how long the waiting period spans on a calendar. The published guidance should be applied carefully instead of turning five working days into an automatic fifth-day deadline.

December planning, 2025 records and 2027 dates

The final published CCB date in 2026 is Friday, 11 December. Record it explicitly when organising year-end spending. An earlier payment does not establish a second December payment, and this guide does not infer any extra entitlement from the schedule.

The 2025 table below is for checking older payment records. It includes 12 December as that year’s final CCB date. Similar dates across years can be useful context, but they do not provide a formula for predicting a later December.

Canada.ca hasn’t published the 2027 dates yet. We’ll add them when it does. Do not copy a 2026 date into a 2027 plan or treat an observed monthly pattern as an official January date.

For families receiving other benefits, use the master calendar alongside this page. CGEB is quarterly, while CCB is monthly; ACFB also has a separate quarterly schedule. A shared responsible agency does not mean every program uses the same payment day.

Finally, keep the source-check date visible with any saved copy. This guide uses facts checked on 11 November 2026 and is not a live CRA account view. Your own benefit notice remains important for the calculation and the amount actually payable.